Is my marriage to Rob the relationship I dreamed about having when I was a young girl? No. Do I wish for something more dynamic and fulfilling? Yes.

But instead of getting out there and creating a new life, I'm sitting back, waiting. Life goes on in our cozy Boston apartment. We work, eat, and play as usual. Our marriage is lacking (we don't even have sex!) but arguments are few. We easily split bills and chores, and we have many friends in common.

But if I seem certain about staying put, it's only what I'm letting Rob believe. In reality, I'm preparing the way. I'm breaking free from bad habits that keep me tied to Rob: I'm paying my debt and saving my own money. We're selling our car in an effort to go green, but it hasn't escaped me that it also means one less financial entanglement.

My stealthy preparation might be moot. When I arrive at the fork in the road, I might choose to stay with Rob. After all, there is the chance couples therapy will bring us back together.

But if it feels right to veer off and pursue a life on my own, I want to do it without heading straight for the poorhouse.

If I stay, it will be for love. If I go, it will be for an independence made possible by my own hard work.