Now that Thanksgiving has passed, we know what comes next: the big push to find (and pay for) all kinds of presents for neighbors, co-workers, the mailman, church members, and that aged aunt we haven’t seen in 30 years.

Just in time, we’ve got a great discussion going on at FWW’s social network. Money, post-divorce, can be tight and our members have gotten together to exchange gift and decorating ideas to make the holidays more affordable. I thought I would share a few of their suggestions here. For more check out “Inexpensive holiday ideas" on the network.

Gifts:

• Buy Chinese take out boxes from Smart and Final, decorate the outside with the recipient's name and some frou-frou, then put in tissue paper, half a dozen or so cookies, and the recipe.

• Decorate holiday wreaths. Take a walk and collect pinecones, spray-paint them gold or silver and put them on the wreaths. Jo-Ann Fabrics & Crafts and Michaels have great sales on ornaments to add on the wreath. Try to theme your wreaths to your friends’ or relatives’ favorite hobbies, personal style, etc.

• Do you have a great cookie, bar or brownie recipe? If so, give someone else the chance to make it. Layer the dry ingredients in a mason jar. Decorate the top with Christmas fabric, pompoms, beads and so on. Write the recipe on a cute card. All the recipient has to do is add eggs and water and voila, tasty holiday treats!

‘Tis the time to think about entertaining. As a divorced woman, inviting people over to your house expands your social circle — but not necessarily your waistline — and has the added bonus of being cheaper than going out. If friends invite you out to dinner, you have to reciprocate, and entertaining from your home is often 1/5 the cost of a restaurant.

Plus, you want to create happy memories in your home for your children, and just because the Ex isn’t there doesn’t mean you can’t create — and maintain — cherished traditions.

Having been an editor in chief of several magazines, I have learned quite a few tricks for entertaining on a budget. Here are some that may appeal to you.

1. Lights in winter. People may remember the ambiance more than the food. You can make Santa Fe candles (and the kids can help) to line the sidewalk: a small brown paper bag, some sand for the bottom, and a candle set inside. Roll down the top of the bag, light the candles and there you have an inexpensive and charming way of decorating outdoors. As for inside, try paper globes hung from an archway, lighted with fairy lights, or invest in some nice fat candles. Buy them in bulk online (a four-inch-tall pillar is as little as $2.99 at www.candles.com) or try Pier One or Ikea. Use the candles all over the house. Et voila! It’s romantic, cheery, and will make the house beautiful. But avoid scented candles, which could be suffocating.

2. Decorate with fruit. Fill a bowl with polished apples. I have also used one large red bowl and two smaller ones filled with green apples as a holiday centerpiece. Apples can hold place cards for a sit down dinner. And then, after the party, the apples can become apple crisps or apple pies. Oranges studded with cloves are another holiday classic.

There's no sugarcoating that these economic times are tough and are creating the need to be resourceful with the money we have. That’s why we want to be your source for reSOURCEful spending.

Our FWW financial experts know how to stretch a dollar like salt water taffy and how to devise money-saving tips that won't leave a saccharine aftertaste in your wallet. The sweet life can still exist, as long as you’re smart and nimble with insurance, stocks, cars, your work, your home and your life.

Below we have gathered the best "nougats" from our experts. They provide nudges, hints, and suggestions for actions you can take to put the power back into your hands — where it belongs. And it's written in ways that anyone can understand. While it’s not a cure-all, it may be the needed spoonful of sugar in the castor oil of recession.

1. Save Money Wisely. Yes, we know it’s easier said than done. But with a little creativity, you can trim your budget with a scalpel, not a hatchet. First, try out 10 Painless Financial Slimmers to cut out your financial fat with very little pain and lots of gain. Next, spend a weekend Winterizing Your Home — we promise it works, whether you’re in Walla Walla or Williamsburg. Last but not least, Turn Off Your Financial Leaks — you know, the little things like ATM fees, insurance deductibles, and hidden airline costs. If you know the right tips, you can make like Moses and stop the flow before your pocketbook is drained.

If you see an appealing ad on Craig’s List, or in the newspaper, or online, the first thing you should do is check the year, make and style of the car on www.kellybluebook.com. Kelly will immediately (for free) give you a range of prices, from a car in poor condition to one in excellent condition, for your specific area.

If the price seems reasonable, and if you are seriously interested it’s time to go see the car in person and do a walk around. That is, walk all the way around, and look down the length of the car. It’s best to do this in bright light, during the day. Are there ripples in the paint? If so, it may have been in an accident. Are there different color paints on the door and the frame or uneven gaps around the hood, doors, and trunk? Those too are signs it has had body work after an accident. Check inside the trunk: is the body color overlapping any rubber or plastic? Then it’s been repainted, and — say it with me now — you know it’s been in an accident.

Why shouldn’t you get a car that’s been in an accident? No. 1, airbags (see Part 1), and No. 2, the possibility of a bent frame, or serious cracks that can’t be repaired.

A Test Sit

Now, sit in the driver’s seat. Is it worn? Does it sag? Does it adjust to a height and angle that you find comfortable? Can you see easily over your left and right shoulders? If the car doesn’t feel right for you, it’s not right for you. Check the back seats too, if that's where family will be sitting. Can they see out? Can they have a conversation with someone in the front seat? Are the seatbelts readily accessible?

What You Can Check Yourself

When I split with my husband, I left him the Volvo, the apartment, the wall-to-wall carpeting, and the TV. That’s how badly I wanted out. Then I bought myself a used car, a junker with a gaping hole where the radio should have been. The glove box wouldn’t stay closed. The car sometimes stopped for no reason. Belts snapped, tires blew, engine heads were blown.

So I speak from experience when I tell you there are right ways and wrong ways for divorced women to buy a used car. Obviously if you and your husband have divided the six vintage cars in the garage, this doesn’t apply to you. But if you and he had one car, and he keeps it, and you need one... and if your credit is pretty much like everyone else’s, and if banks and car dealers are not making car loans... you may find yourself as a free agent, trying to pay cash for a car that will run, won’t break down, and especially won’t kill you.

For argument sake, I’ve chosen a budget of $5,000 to $6,000. At that price you are not likely to find a lot of cars at dealers showrooms (if you can find a dealer’s showroom, since they are all closing.)

Did I say “kill you” back there? Here’s a little known fact: some used cars have been in accidents where airbags have been deployed. And because airbags cost $1,000 or $2,000 or more to replace, sometimes the garage, sometimes the owner, just don’t replace them.

Then the car is put up for sale, “as is.”

So you may buy a car that is equipped with airbags — but instead of functioning airbags there are plastic packing peanuts, or Styrofoam cups, or a used airbag. Based on information from the National Highway Traffic Safety Administration, www.carbuyingtips.com, a friend who has worked at a dealership (he calls it a “stealership”) and a source who has bought and sold many cars, here is the FWW guide to buying a used car.